Credit where credit is due.
Credit where credit is due. Last week, on the street outside my home in Lower Mills, there appeared an indentation in the pavement. It’s been more than a decade since the street was repaved, and the heavy traffic has taken a toll on our residential street. Any number of small fissures [...]
More evidence it’s best to solve debt problems yourself
Oregon banned the nation’s largest debt-settlement firm. IT’S ONLY MONEY wrote more than a year ago about how to avoid such scams and resolve debt on your own.
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How to Build a Very Good Credit Rating
From bartering in ancient times, to metal coinage, to paper currency, the latest stage and development in the evolution of currency is credit and credit ratings. With increasing ease and usage of the internet, and e-commerce, electronic transfers and so-called “plastic currency” is fast replacing cash.
The way credit [...]
Real estate matters: Clarifying long-term homeowner tax Credit eligibility
Q: I am looking for some clarification. In a prior column, you wrote: “To qualify for the long-term homeowner tax credit, the IRS has clarified that eligible taxpayers must show that they lived in their old homes for a five-consecutive-year period (or, 60 consecutive months) during the [...]
can you get your good Credit back if you eventually pay off all Your Credit card debt?
It depends. Did you default on them in the first place or were just a couple months behind a couple of times. Did you settle? Make arrangements to go on a financial hardship program? All of these things can [...]
Good Question: Understanding Credit scores
What makes up my Credit Score and what can I do to improve it?
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Would getting an extra Credit card and not use it increase my Credit Rating?
I currently have a credit card for which the balance is 0 and that I don’t use. I have had credit problems in the past and I’m trying to not use it to raise my rating. Should I just stick to this [...]
Start Your Do it Yourself Credit Repair Program Now
It seems like everywhere we turn we see advertisements for companies offering to repair our credit. They make claims about how quickly they can do this and how perfect things will be once they have done their work. The trouble is, in order for these companies to [...]
When retrieving a copy from Annual Credit Report online, do you have to print or can you save as a file?
When retrieving a copy from Annual Credit Report Online, do you have to print or can you save as a file?
You can do both. if you are looking for the best credit report online site, [...]
Rebuilding Credit With Rcacredit by Focusing More on Rebuilding Good Credit
One of the consequences of experiencing bankruptcy, foreclosure, and other bad Credit History is that you loose the opportunity of making credits and loans again as you need it at present. But looking back, at that moment, you knew you have no choice but to [...]