How different is the Experian Credit Score from your actually FICO?
Last year I did my annual free Credit Score, which takes your score from all 3 bureaus.. and did one of those free 30 day trials to Get My Credit Score like 6 months ago and it was 517. I havent made any payments to my only negative account, but now my score is like 624 on a free experian one i did today. how different are the two scores?
My Experian FAKO* score is consistently 45-55 points above my actual FICO score. Thus, if your Experian PLUS score is 700, you should assume an actual FICO of 645-655. And although you didn’t ask, a TransUnion FAKO is much tighter: about 30-35 points above your actual FICO.
* A non-FICO credit score
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