ho do i clean up my Credit without bankruptcy or Credit Repair companies?
If your asking this question then it leads me to believe you’re already in credit trouble. Therefore, I would not risk damaging Your Credit further by seekng more credit. its possible to clean your report of inaccurate information by yourself and without the help of credit repair companies or filing bankruptcy but it’s going to take a lot of hard work and commitment from you. It will not be easy and cannot be done overnight. You will need to evaluate what got you to where your at in the first place. Make a budget, get current on your debts; then start by getting a copy of your complete Credit Reports from the 3 bureaus. Then you want to opt out at 1-888-5optout. Go to a good website and go to forums; read, reread, and reread again the newbie section. They will help get you going on your credit repair journey and you will have great pride from knowing you did it yourself and without losing money by paying a repair company for doing something you can do on your own. Good Luck.
I’ve found some good information here too…
http://debt.knowledged.info/credit_card.html
Hope it all works out
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