How does declaring Bankruptcy effect my current Credit rating?

I know that once you declare bankruptcy you can’t file again for another 7 years, but how does filing affect my overall credit rating? Do already paid off credit cards in my name remain valid or are those accounts closed?

you credit rating become ZERO….. and will stay that way well after the bankruptcy is discharged….

The credit card debt becomes part of the bankruptcy.. and the cards get shut down… IMMEDIATELY….

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